Device-Native Financial OS

Transform Any Device Into a
Financial Endpoint

Six products in one unified financial infrastructure. From ISO OEM or Digital Bank operations to consumer wallets — every product carries the "-Fi" suffix, forming a complete merchant-to-consumer ecosystem to help Maxamize your Finances.

6
Platform Products
60+
Functions
140+
API Endpoints
70+
User Levels
API Documentation
The Dapit Ecosystem

Every product carries the "-Fi" suffix — together they form a complete merchant-to-consumer financial ecosystem.

💼

MaxaFi — ISO Operations

Merchant Lifecycle Management

Full merchant lifecycle management for ISOs and processors — the core platform powering everything.

Merchant Onboarding
Residuals & Commissions
Transaction & Risk
Real-Time Underwriting
AML / OFAC / KYC
CRM & Pipeline
🏦

TaxaFi — Tax Digitization

Merchant Tax Settlements

Real-time digital tax settlements — municipalities offer reduced rates to participating merchants.

Real-Time Settlement
Municipal Rate Incentives
Error Reduction
Compliance Automation
💳

CashaFi — Consumer Payments

Payments & Rewards

Seamless self-checkout, tap-to-pay, cash-back rewards for consumers.

Self-Checkout App
Tap-to-Pay (Dapit Pay)
Cash-Back Rewards
Multi-Asset Wallet
📦

VendaFi — Vendor Onboarding

Credit Program Suppliers

End-to-end vendor enrollment, catalog management, and revolving credit card program for merchant-vendor purchasing.

4-Step Enrollment
Virtual Card Issuance
Product Catalog & POs
Merchant Credit Lines
🏧

CredaFi — Consumer Credit

Embedded Credit & Lending

Embedded credit and lending infrastructure within the Dapit ecosystem.

AI Credit Decisioning
Multi-Rail Lending
Identity-Linked Credit
Consumer Financial Goals
🤖

Fiskl AI — Accounting

Autonomous AI Accounting

Award-winning autonomous AI accounting — 207 countries, 170+ currencies, exclusive US rights.

98% AI Reconciliation
170+ Currencies
IFRS / GAAP Compliant
Fi AI Advisor (90+ langs)
Beyond SoftPOS

Dapit — a play on "Tap It" — is a device-native financial operating system that transforms any connected device into a secure, multi-asset financial endpoint.

📱

Tap-to-Phone (TEE)

Trusted Execution Environment contactless acceptance on any Android device.

🔀

Agnostic Payment Routing

Intelligent routing across card networks, FedNow, SEPA Instant, crypto, and NFT ecosystems.

👛

Embedded Wallet Infra

Fiat, crypto, and NFT unified in one settlement layer for any device.

📊

Unified Internal Ledger

Real-time multi-asset reconciliation with blockchain connectors.

🛡️

KYC / Fraud & Identity

Real-time identity in 10 seconds — device identity, fraud scoring, OFAC, Interpol.

🌍

Multi-Currency Routing

170+ currencies, dynamic rate selection, self-processing capable — no processor lock-in.

Dapit SDK

19 total SDK calls — only 6 needed to initialize and run a transaction.

PropertyValue
PlatformsAndroid · Windows · Linux
Package TypeInstallable dynamic libraries — Visual Studio and MinGW64 compatible
NFC SupportPC/SC-compatible smart card readers across the full Windows ecosystem
API Calls19 total SDK calls — only 6 needed for a transaction
FrameworksReact · Flutter · Xamarin · Unity · Android Studio
ArchitectureL2 kernel → TLS → Dapit cloud → TLS → L3 acquirers (retail EMV)
CompliancePCI MPoC / CPoC certified · EMV L2/L3 · no key injection required
Competitive Positioning

Where SoftPOS companies made phones accept payments, Dapit makes phones part of the financial system.

Capability SoftPOS Vendors Stripe / Adyen Dapit
Tap-to-phone acceptance~
Full payment stack
Wallet infrastructure
Real-time rails (FedNow/SEPA)
Crypto paymentsLimited
NFT reconciliation
Multi-currency routingLimited
Device-native infrastructure
Unified transaction ledger
OEM & Partner Revenue Model

Embed complete financial infrastructure and unlock recurring transaction revenue.

~$40
Traditional Device

One-time hardware margin. Revenue stops after the sale.

$3,000/yr
Dapit-Enabled Device

Merchant processes $200K/yr → 1.5% platform fee → $3,000/yr per device.

$1,500
5-Year Device Value

Per device (Dapit) vs. $40 traditional margin. OEM gets residual fees.

Ready to Get Started?

Access the MaxaFi platform — manage merchants, residuals, compliance, and more.